Kraken+ raises USDC to 4% and USDG to 4.5% APY

Kraken has increased its advertised Kraken+ reward rates to up to 4% APY on USDC and up to 4.5% APY on USDG. The rates were stated as current on September 17, 2026.

Users need to enable Auto Earn to collect the rewards. Simply holding USDC or USDG without turning on the feature is not presented as sufficient in Kraken's announcement.

The words "up to" matter. Kraken's post gives the maximum advertised rates but does not say that every balance, account or region receives them. Users should check the Auto Earn screen in their own account before moving funds or comparing returns.

The advertised USDG rate is 0.5 percentage points higher than the USDC rate. That does not automatically make USDG the better choice for every user. The relevant rate depends on account eligibility and the terms shown inside Kraken.

The announcement does not specify minimum balances, reward payment frequency, regional availability or whether any balance limits apply. It also does not say how long the new rates will remain in effect.

APY is an annualized rate, not a promise that the current percentage will remain unchanged for a full year. Kraken dated the rates in its post, so users should treat them as variable and verify the latest figure before enabling Auto Earn.

Source: Kraken announcement on X.